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Terms & Conditions - Disclaimers is not a mortgage lender or a mortgage broker. is a website that does not offer loans or mortgages directly or indirectly through any representatives or agents.


The information provided by you to is not an application for a mortgage loan, you agree that by submitting your information on this website that you are seeking to be matched with a Lender that will provide you with the information you seek or provide you with a loan approval. If you choose to apply directly with that Lender then the information you furnish to that Lender will be used for pre-qualification and/or approval. You agree and understand that does not issue mortgage loan approvals and simply matches you with Lenders that do. does not take mortgage applications and is not a mortgage lender or mortgage broker. does not charge any fee for its services. does not endorse, warrant or guarantee service or products of any Lender and does not guarantee nor make any representations of any rates, points and loan programs posted by advertising Lenders.

This site is not an advertiser for consumer credit as defined in 12 CFR1026.2(a)(2). is not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this web site contains an offer, promise or otherwise, either to make a specific loan or that any participating Lender will make any loan for any purpose or on any specific terms.  In no event shall be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the information or the transmission or delivery of all or any part thereof, for any damage arising therefrom or occasioned thereby, or for the results obtained from the use of the information. The entire risk as to the accuracy, adequacy, completeness, timeliness, validity and quality of any information is with the user.

Loan product availability is subject to many factors including loan amount and qualification of the borrower.  Not every applicant qualifies or is eligible for every loan program.  Some loan products may not be available in all states in which the Lender holds licenses.

SMS Terms & Conditions

Reply HELP for help, Reply STOP, STOPALL, UNSUBSCRIBE, CANCEL, END, QUIT to cancel. Msg & Data Rates May Apply.

Alerts sent via SMS may not be delivered if the mobile phone is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of the wireless carrier may interfere with message delivery, including the customer’s equipment, terrain, proximity to buildings, foliage, and weather. The wireless carrier does not guarantee that alerts will be delivered and will not be liable for delayed or undelivered messages.


To discontinue receiving SMS messages from HomeLoanIQ, reply STOP, STOPALL, UNSUBSCRIBE, CANCEL, END, QUIT.


For additional help, Reply HELP

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