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VA Loans As Low As $0 Down

Are you a veteran or Serviceman looking for a home loan?

If so, allow us to help you! It's the least we can do for you. You served us, now let us please serve you.

A VA loan has great advantages reserved exclusively for service members and Veterans. With Home Loan IQ, we make it easy to find a lender with the best VA loan opportunities, which can help you lower your payments and help via no down payment option.

If you want to learn more, we have you covered!


A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs. VA loans offer long-term financing to eligible American veterans or their surviving spouses.

These loans are provided by private lenders, but the VA guarantees a portion of the loan, which enables the lender to provide more favorable terms. The loan can be used for a number of reasons:

  • Buy a home

  • Build a home

  • Purchase and improve a home

  • Improve a home by installing energy-related features

  • Buy a manufactured home or lot

The benefits of a VA loan are astounding. Using a Purchase Loan will allow you to purchase a home at a competitive interest rate, often without requiring a down payment or private mortgage insurance. The Streamline Refinance Loan can help obtain the lowest interest rate possible with a VA loan.

The Native American Direct Loan Program helps eligible Native American Veterans finance homes on Federal Trust Land. Adapted Housing Grants help Veterans with a permanent and service-connected disability purchase or adapt homes to account for their disability.

To qualify for a VA loan, there are many requirements, and most of the requirements are contingent on the time you served. We are well-versed in these requirements; we will be able to uncover all of the benefits you deserve.

It is important to note the spouse of a Veteran can also apply for a VA loan.

An unremarried spouse of a Veteran who died while in service or from a service connected disability may apply for a loan. A spouse of a Service Member missing in action or a prisoner of war may apply for a loan. A surviving spouse that remarries after the age of 57 after December 16, 2003. Spouses of certain totally disabled veterans whose disability may not have been the cause of death may apply for the loan, as well.

A VA loan is just one of the specialty loans Home Loan IQ can help you with. If you’re a Veteran, you deserve great service and the best loans possible. We can and will help you find the best VA loan lender, and do it quickly!


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